Bank Holidays October 2026: Check State-Wise List Before Visiting Your Branch

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Bank customers will have several holidays to keep in mind in October 2026. The month includes Gandhi Jayanti, Dussehra and Durga Puja-related holidays, along with Sundays and the second and fourth Saturdays. However, bank holidays vary by state and banking centre, so a branch closure in one part of the country does not necessarily apply elsewhere.

Bank Holidays In October 2026

The month begins with Gandhi Jayanti on October 2, which is observed as a bank holiday across India. Banks will also remain closed on Sundays, which fall on October 4, 11, 18 and 25. The second Saturday, October 10, and fourth Saturday, October 24, are also regular bank holidays.

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Several other closures are linked to regional festivals and celebrations. The dates and locations listed in the RBI-based holiday calendar include:

• October 2: Gandhi Jayanti - nationwide
• October 10: Mahalaya Amavasye - Bengaluru and Kolkata
• October 17: Maha Saptami - Agartala
• October 19: Dussehra - Agartala, Aizawl, Bhubaneswar, Chennai, Guwahati, Imphal, Itanagar, Kohima, Kolkata, Patna, Ranchi and Shillong
• October 20: Dasara/Dussehra, Mahanavami, Ayudha Puja and Durga Puja - selected centres
• October 21: Vijaya Dasami/Durga Puja - Agartala, Bengaluru, Gangtok, Guwahati, Kochi, Kolkata and Thiruvananthapuram
• October 22: Durga Puja - Gangtok
• October 23: Durga Puja - Gangtok
• October 26: Lakshmi Puja, Accession Day or Maharishi Valmiki's Birthday selected centres
• October 29: Karva Chauth - Shimla
• October 31: Sardar Vallabhbhai Patel's Birthday - Ahmedabad.

What About Dussehra And Durga Puja Holidays?

Dussehra and Durga Puja account for several of October 2026 regional bank closures. But the dates are not uniform across India. For instance, October 19 is a bank holiday in several eastern and northeastern centres, while October 21 applies to banking centres including Kochi and Thiruvananthapuram.

This is why customers should check the holiday applicable to their particular banking centre rather than assume that a festival holiday applies nationwide.

Are Banks Closed On All Saturdays?

No. Bank branches are generally closed on the second and fourth Saturdays of every month. In October 2026, these fall on October 10 and October 24. Sundays are also regular weekly holidays.

Will Online Banking Work On Bank Holidays?

A bank branch being closed does not mean that all banking services stop. Customers can generally continue to use UPI, mobile banking, internet banking and ATMs on bank holidays, subject to any scheduled maintenance or service-specific restrictions.

Check Your Local Bank Holiday Before Visiting

October 2026 has a busy holiday calendar, but the actual number of branch closures depends on where the bank is located. Customers planning cash withdrawals, cheque-related work or other branch services should check their state or banking centre's holiday schedule before making a visit. This is particularly important during the Dussehra and Durga Puja period, when closures differ considerably between regions.