August 2026 Bank Holidays: Full State-Wise List Before You Plan Your Visit

Two things make August 2026 worth marking on the calendar early. First, Independence Day landing on a Saturday means it doesn't eat into a weekday the way it would in other years - but it also means anyone who assumed Saturday banking was available for a quick errand will be caught out. Second, Raksha Bandhan falling on a Friday creates a three-day stretch, Friday through Sunday, in states where it's observed as an official holiday. For anyone in Uttar Pradesh, Rajasthan or Gujarat with a time-sensitive transaction due that week, moving it earlier is the safer bet.

Regional holidays add another layer. Onam closures apply only in Kerala, while Milad-un-Nabi observance varies by state, so a branch in Delhi may be open on a day when one in Lucknow is shut. The RBI does not issue a single uniform list for the whole country - it notifies holidays region by region, which is exactly why the same date can mean different things depending on where an account is held.

What Still Works When The Branch Is Closed

None of this affects digital banking. UPI transfers, IMPS, net banking, mobile apps and ATM withdrawals continue as normal through every date on this list. The closures apply strictly to in-branch services - cheque clearances, passbook updates, demand draft issuance, and anything that needs a signature across a counter. If a transaction genuinely needs a branch visit, that's the piece to plan around, not the digital half of banking.