Just In
- 2 hrs ago New Book ‘Kathmandu Chronicle: Reclaiming India-Nepal Relations’ To Shed Light On Geopolitical Uncertainties
- 6 hrs ago Russian Influencer Starves His Newborn To Death With Sunlight Diet, Know Dos And Don’ts Of This Diet
- 9 hrs ago Mahavir Jayanti 2024: Date, Time, History, Celebrations And Teachings Of Lord Mahavir In Jainism
- 9 hrs ago Parineeti Chopra Saree Looks: Check Amar Singh Chamkila Actor's Regal Fashion Statements
Don't Miss
- Movies Queen Of Tears Episode 14 OTT Release Date, Time, Platform: When & Where To Watch? What To Expect? DEETS Out
- News IPL 2024: Ex-cricketer Tells Why Mumbai Indians Replaced Rohit Sharma With Hardik Pandya As Captain
- Automobiles Tata Altroz Records a 55% Sales Growth in March 2024
- Sports IPL 2024: DC vs SRH Live Score & Updates; Head-Sharma begin Sunrisers batting as Pant invites Cummins to bat first
- Finance Rs 17.50/Share Dividend: Tata Mid Cap To Consider Dividend On April 29, LIC Stake 9.88%
- Education Railway RPF Recruitment 2024; Apply Online for 4660 Post Vacancies @rpf.indianrailways.gov.in
- Technology Best Noise-Cancelling Earbuds Under Rs 5,000: CMF Buds Pro, Redmi Buds 5, Realme Buds Air 5, and More
- Travel Journey From Delhi To Ooty: Top Transport Options And Attractions
Are You Financially Ready For Pregnancy?
Financial Planning For Pregnancy
1. Is Your Partner Planning To Quit From Job – Say, your wife is employed and is planning to resign during pregnancy or post delivery. The amount of income that would come through her will significantly go down. Depending on that you need make the right savings and make a budgeting for baby.
2. Maternity Insurance – To obtain a coverage for medical services, you can opt for a maternity insurance. Carefully check for the policy conditions and coverage. The insurance may not have a coverage for certain health care option during pregnancy so seeking help from the experienced would be better. For maternity services like IVF and surrogacy, this may be of great help.
3. Company & Government Allowances – All the common wealth countries provide allowance for maternity and even companies do. The parenting allowance is a health care card that contains a list of hospitals which give discounts (upto some percentage) on services. The value of the card depends on the individual monthly earnings and investments.
4. Ambulance Cover – During the eight or the nineth month of pregnancy, the baby delivery can happen any moment. And for that, the lady (your wife) may have to be rushed to hospital by an ambulance. If your insurance doesn't cover it then it may become an expensive and inevitable solution. So try to know if your insurance has the ambulance coverage.
5. Child Care & Baby Essentials – There are a lot of baby stuff that need to be bought for easy baby care. These products cannot be ignored as they are a necessity. You may also paint your baby's room and carry out some renovation work.Hence the baby essentials need to be listed under budgeting for baby plan.
Pre pregnancy is the right time to financially plan and prepare a budget. If the planning is smart than your baby arrival is only a happy moment and not a burden.
- healthSolar Eclipse 2024: Dos and Don'ts for Pregnant Women During Surya Grahan
- healthLunar Eclipse 2024: Dos And Don'ts For Pregnant Woman During Chandra Grahan
- fashionDeepika Padukone-Ranveer Singh Announce Pregnancy: 6 Maternity Outfit Ideas For The Modern Mom-to-Be
- healthLate Singer Sidhu Moose Wala's Mother Is Pregnant Through IVF, Know What It Is And How To Prepare For It
- insyncVirat Kohli And Anushka Sharma Name Their Baby Boy 'Akaay', Know What This Beautiful Name Means?
- pregnancy parentingMaternal Health Awareness Day 2024: 15 Foods That Boost Maternal Health
- pregnancy parentingFrom Contractions To Water Breaking: Knowing When It's Time For The Hospital During Pregnancy
- pregnancy parentingBirth Control Pills Can Affect This Primary Function In Women: Find Out What
- pregnancy parentingTwo Wombs, Four Hearts: US Mom's Extraordinary Double Uterus Pregnancy
- healthExclusive: A Pregnant Mom Can Posses These Maternal, Fetal Health Risks If Exposed To Air Pollution
- pregnancy parentingDelhi Air Pollution: Pregnant Women Must Follow These 4 Things!
- pregnancy parentingDelhi Air Quality Crisis: How Air Pollution Can Affect Unborn And Newborn Babies? Precaution Tips For Pregnant